The New American Accord
A Plan for the 2029 Congress
A country that earns its best future.
One package, for debate before the 2028 election and enactment in 2029.
For a century Congress added rules for sound reasons and did not maintain them. The plan sets a floor under every child. When a country neglects how children grow up, talent goes unused and every community pays.
Fairness: a floor under every child
- Every child gets an allowance and a savings account
- Childcare is built where families lack it
Who pays
- Those who gain most pay most: income above $10 million at 52%, estates over $10 million
- A 28% payroll tax replaces premiums
- A spending tax, rebated monthly to everyone
- Carbon is priced at the source, with a household rebate
Bolster democracy
- Every voter gets $100 in vouchers to dilute big money
- Ranked-choice voting: a runoff on one ballot
- Accountability at the top; eighteen-year court terms
- DC becomes a state; Puerto Rico chooses its status
The issues of the day
- Immigration sized to need: employer demand sets the volume, the surcharge throttles it
- Newcomers fill open jobs in heartland towns, pay taxes and spend there
- Part of the newcomer's wage goes into a national pool for host towns
- One federal payer covers a floor of care
- Social Security continues in full
- Help starts where data show a shortage
- Local newsrooms may apply for support; editors decide what runs
The issues of the future
- If AI cuts wages, taxes rest on spending and land too
- Adults retrain from a lifetime account
- Climate Trust defends coasts, water and grid, and against fire, heat, invasive species, disease
- Debt-free by 2080
Benefits such as the child allowance arrive by formula on one prepaid card: no application, no caseworker.
One payer takes over medical bills, so more money passes through the Treasury; the test is less overhead per dollar delivered.
Programs must earn their keep; people never have to earn their floor.
newamericanaccord.org
